Finance

Currency Converter

Convert between 20 major world currencies with approximate mid-market exchange rates. Enter any amount and swap currencies instantly.

Quick Answer

To convert currencies, multiply the amount by the exchange rate. For example, 100 USD at 0.92 EUR/USD = 92 EUR. Use the converter below to see rates for 20 major currencies including USD, EUR, GBP, JPY, CAD, AUD, and more.

Convert Currency

Select currencies and enter an amount to convert.

1.00 USD
0.9215 EUR
0.9215

Rate: 1 USD = 0.9215 EUR

Inverse: 1 EUR = 1.0852 USD

Rates are approximate mid-market rates, last updated March 2026. For live rates, check your bank or financial institution.

Popular Exchange Rates (vs USD)

CurrencyCode1 USD =
EuroEUR0.9215
British PoundGBP0.7918
Japanese YenJPY149.50
Canadian DollarCAD1.358
Australian DollarAUD1.543
Swiss FrancCHF0.8835
Chinese YuanCNY7.245
Indian RupeeINR83.95
Mexican PesoMXN17.15
Brazilian RealBRL4.975
Disclaimer: This converter uses approximate mid-market exchange rates for informational and educational purposes only. Rates do not include bank or service fees, credit card surcharges, or other transaction costs. Actual exchange rates will vary based on your provider and the time of transaction. Do not rely on these rates for financial decisions or actual currency transactions. Always confirm rates with your bank or financial institution before exchanging currency.

About This Tool

The Currency Converter provides quick, approximate conversions between 20 of the world's most traded currencies. It is designed for travelers estimating costs abroad, business owners pricing international services, students studying economics, or anyone who needs a fast currency reference without creating an account or downloading an app.

Supported Currencies

This tool covers the 20 most commonly traded and searched-for currencies: the US Dollar (USD), Euro (EUR), British Pound (GBP), Japanese Yen (JPY), Canadian Dollar (CAD), Australian Dollar (AUD), Swiss Franc (CHF), Chinese Yuan (CNY), Indian Rupee (INR), Mexican Peso (MXN), Brazilian Real (BRL), South Korean Won (KRW), Singapore Dollar (SGD), Hong Kong Dollar (HKD), Norwegian Krone (NOK), Swedish Krona (SEK), Danish Krone (DKK), New Zealand Dollar (NZD), South African Rand (ZAR), and Thai Baht (THB).

Understanding Exchange Rates

An exchange rate tells you how much of one currency you can buy with another. When you see “1 USD = 0.92 EUR,” it means one US dollar buys 0.92 euros. Rates fluctuate constantly based on supply and demand in the foreign exchange (forex) market, which trades over $7.5 trillion per day. Major factors include interest rate differences between countries, inflation, trade balances, and geopolitical events.

Getting the Best Rate

The mid-market rate shown here is the fairest benchmark. When you actually exchange money, the provider adds a markup. To minimize costs: use a credit card with no foreign transaction fees for purchases abroad; withdraw cash from ATMs rather than using exchange counters; compare online transfer services (Wise, Revolut, OFX) which typically offer rates 0.5-1% above mid-market versus banks at 2-5% above. Airport and hotel exchange counters almost always offer the worst rates.

Frequently Asked Questions

Are these exchange rates live?
No. This converter uses approximate mid-market exchange rates that are updated periodically. For live, up-to-the-minute rates for actual transactions, check your bank, credit card company, or a financial data provider like Bloomberg or XE. Our rates are intended for quick estimates and educational purposes.
What is a mid-market exchange rate?
The mid-market rate (also called the interbank rate or spot rate) is the midpoint between the buy and sell prices of two currencies on the global market. It is the fairest rate and the one you see on Google or financial news. Banks and currency exchange services add a markup on top of this rate, which is how they make money. The markup typically ranges from 0.5% to 5% depending on the provider.
Why does my bank give a different rate?
Banks add a spread (markup) to the mid-market rate. When you exchange currency at a bank, airport kiosk, or through a credit card, you will receive a worse rate than the mid-market rate. Credit cards typically add 1-3%, while airport exchange services can markup by 5-10%. Online services like Wise (TransferWise) offer rates closer to the mid-market rate with transparent fees.
What affects exchange rates?
Exchange rates are influenced by interest rate differentials between countries, inflation rates, trade balances, political stability, and market speculation. Central bank policies (like the Fed raising or lowering interest rates) have the biggest short-term impact. Over the long term, purchasing power parity and economic fundamentals drive currency values.
Should I convert currency before or after traveling?
For most travelers, using a no-foreign-transaction-fee credit card is the cheapest option, as these cards use near-mid-market rates. If you need cash, ordering from your bank before travel is usually cheaper than airport exchanges. Avoid exchanging currency at airports or tourist areas where markups are highest. ATMs abroad can also offer good rates, but watch for local bank fees.

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