Finance

Straight-Line Depreciation Calculator

Calculate even annual depreciation for any asset. Enter the cost, salvage value, and useful life to see a complete depreciation schedule.

$
$
years
1 yr50 yrs

Depreciation Schedule

Annual Depreciation
$4,500.00
Depreciable Base
$45,000.00
Annual Rate
9.00%
Salvage Value
$5,000.00

Year-by-Year Breakdown

YearDepreciationAccumulatedBook Value
0-$0.00$50,000.00
1$4,500.00$4,500.00$45,500.00
2$4,500.00$9,000.00$41,000.00
3$4,500.00$13,500.00$36,500.00
4$4,500.00$18,000.00$32,000.00
5$4,500.00$22,500.00$27,500.00
6$4,500.00$27,000.00$23,000.00
7$4,500.00$31,500.00$18,500.00
8$4,500.00$36,000.00$14,000.00
9$4,500.00$40,500.00$9,500.00
10$4,500.00$45,000.00$5,000.00
Disclaimer: This calculator provides estimates for educational purposes only. Depreciation methods and useful life estimates may differ for tax vs. book purposes. Consult a qualified accountant or tax professional for guidance specific to your situation.

About This Tool

The Straight-Line Depreciation Calculator is the simplest way to determine how much an asset loses in value each year. Straight-line depreciation spreads the depreciable cost of an asset evenly across its useful life, making it the most widely used depreciation method for financial reporting under both GAAP and IFRS.

The Straight-Line Depreciation Formula

The formula is straightforward:

Annual Depreciation = (Asset Cost - Salvage Value) / Useful Life

The numerator (Cost minus Salvage Value) is called the depreciable base or depreciable cost. This is the total amount that will be expensed over the asset's life. The denominator is the estimated useful life in years. Each year, you expense the same dollar amount, which makes budgeting and forecasting predictable.

When to Use Straight-Line Depreciation

Straight-line depreciation is best suited for assets that provide relatively consistent benefits over their useful life. Common examples include buildings, leasehold improvements, and certain types of office furniture. It is also the default method used in many accounting software systems because of its simplicity.

Straight-Line vs. Accelerated Methods

While straight-line depreciation provides consistent annual expenses, accelerated methods like double-declining balance and MACRS front-load depreciation, providing larger deductions in early years. For tax purposes, accelerated depreciation reduces taxable income more in the first few years, improving cash flow. However, total depreciation over the asset's life is the same regardless of the method used.

Partial-Year Depreciation

When an asset is acquired partway through the year, many companies prorate the first and last year's depreciation. For example, if an asset is purchased on April 1, only 9/12 of the annual depreciation would be recorded in the first year, and 3/12 in the final year. This calculator shows full-year depreciation for simplicity.

Impact on Financial Statements

Depreciation expense appears on the income statement, reducing net income. Accumulated depreciation appears on the balance sheet as a contra-asset, reducing the carrying value of fixed assets. The net book value (cost minus accumulated depreciation) represents the remaining undepreciated investment in the asset.

Frequently Asked Questions

What is straight-line depreciation?
Straight-line depreciation is the simplest and most commonly used method of depreciation. It allocates an equal amount of depreciation expense to each year of an asset's useful life. The formula is: Annual Depreciation = (Cost - Salvage Value) / Useful Life. This method is widely used in financial reporting because of its simplicity and consistency.
How do I determine the salvage value?
Salvage value (also called residual value or scrap value) is the estimated value of the asset at the end of its useful life. You can estimate it based on the expected resale price, trade-in value, or scrap material value. If you expect the asset to have no value at the end of its life, use $0. For tax purposes, MACRS assumes zero salvage value.
What is the depreciable base?
The depreciable base is the total amount that will be depreciated over the asset's useful life. It equals the asset's cost minus its estimated salvage value. For example, if you buy equipment for $50,000 and expect it to be worth $5,000 when you dispose of it, the depreciable base is $45,000.
When should I use straight-line vs. accelerated depreciation?
Use straight-line depreciation for financial reporting when you want consistent expense recognition, or for assets that provide roughly equal benefits each year (like buildings). Use accelerated methods (like MACRS or double-declining balance) for tax purposes to maximize early deductions, or for assets that lose value faster in early years (like vehicles and technology).
Can I switch depreciation methods?
For tax purposes, once you choose a depreciation method, you generally must continue using it for that asset unless you get IRS approval to change (Form 3115). For book purposes (GAAP), you can change methods if the new method better reflects the pattern of economic benefits, but the change must be disclosed in financial statements.